Vehicle Repair Claims


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By Grace Hickman

on Wednesday 5 September 2018


Two damaged cars in an accident

There are many ways to ensure everyone’s safety on the road, but unfortunately, there may be times when reckless driving, or even poor road quality, increases our chance of being involved in a non-fault road traffic accident and our cars being damaged.

If a car accident does happen, it can be an upsetting and traumatic experience. Depending on the severity of the accident, an injury might leave you unable to work for some time, meaning you must suffer a loss of earnings.

Even if you’re fortunate enough to not sustain an injury, it’s likely that your car is damaged, or possibly written off and your vehicle will need to be repaired or replaced.

This leaves you without transport in the meantime and means having to find a professional who is able to deal with your vehicle repair claim to help recover the costs of repairs.

At Non Fault Claims, we can help.

Car or Vehicle Damage Repairs After an Accident

Many drivers will assume that their insurer is able to offer a replacement vehicle in the event of an accident, and in many instances, this can certainly be the case. However, some claimants in the past have found that there is a grey area in relation to their entitlement.

For example, some may have cover in place where the policy stipulates that a vehicle will be offered after an accident - if there is one available.

This could mean that during a busy period, you might be waiting for some time for a replacement vehicle.

Others may be confused as to what type of vehicle the insurance company will provide after the accident. Some may only offer a basic vehicle, whereas others may charge more for the service of allowing you to have a like-for-like vehicle while your car is repaired.

At Non Fault Claims, we can help you get a replacement car if you’ve been involved in an accident that wasn’t your fault.

There is no right or wrong choice when it comes to what type of insurance you should have in place, but it’s important to ensure that you’re fully aware of what the policy offers in the event of an accident.

Making a Vehicle Repair Claim

If the accident wasn’t your fault and you claim for damage to your vehicle, the liable party’s insurance will be responsible for covering the costs of your car repairs.

When making a vehicle repair claim to receive a payout to cover the costs of repairs, there are some steps to follow:

  • Report the accident first – you may want the police and ambulance involved depending on the severity of the accident. This report will help with your claim later on.
  • Have you’re the damage to your vehicle looked at.
  • A trained inspector will estimate the total cost of car damage to be paid, as well as the approximate time it’ll take to be fully repaired.
  • The party at fault's insurer will pay for the repair costs.

Doing all this yourself can be stressful, and sometimes, going through your own insurance company can be a hassle, with many companies not providing the services they promised before you signed up to their insurance policy.

At Non Fault Claims, we can help make the process of claiming for repair costs simple.

Making the Claims Process Easier

Regardless of what type of accident you have, if it wasn’t your fault and you want to make a claim for compensation, then you will need the help of a legal representative. A Non Fault Claims, our No Win No Fee personal injury lawyers are on hand to help you with your case and help determine fault.

The claim could be made for your injuries, uninsured losses, repairs costs, loss of income or any other effects and expenses that incurred as a result of the accident.

Having a No Win No Fee personal injury solicitor means that you can focus on recovering, rather than worrying about the legal aspects of the incident yourself.

Having a legal professional to organise and arrange a replacement vehicle, as well as identify and assess all aspects of the accident, means that everything is taken care of. Not only does this mean that the process is more seamless, but also ensures that you’re not having to phone several companies to receive an update in relation to the incident overall.

Why Shouldn’t I Just Call My Insurance Company?

If you’re involved in an accident, it’s easy to assume that calling your insurance company should be the first port-of-call, but if you were involved in an accident that wasn’t your fault, there could be some drawbacks in doing this.

In some instances, the insurer may not pay out, so be sure to give us a call at Non Fault Claims first.

Some other disadvantages of claiming through your insurance company include the following:

  • Not kept up-to-date with repairs and they could take too long.
  • Repairs aren’t always good enough.
  • An inferior vehicle replacement.
  • Possibility of not receiving a vehicle replacement at all in the event of yours being a write-off.

Using a non-fault car accident claims specialist to deal with all aspects of the accident ensures that any claims for injuries, vehicle repairs or loss of income are dealt with accordingly; as well making sure you can get the right type of replacement vehicle.

Proving the Accident Wasn’t Your Fault

One of the most frustrating aspects of any claim can be proving that the accident wasn’t your fault, especially if the other party is claiming otherwise. Each case differs and our car accident lawyers will work hard to identify the party at fault in the fairest way possible.

Following an accident, you must ensure that you seek medical attention as soon as possible. Not only is this imperative to ensure that there are no unnoticed injuries, it also gives an official date as to when you sought medical advice in relation to the accident and will help your case later on. Make sure you keep a copy of your medical record.

It can also be a good idea to be pro-active when driving. There are many cost-effective dashcams available which are a good way of offering a quick resolution as to what actually happened.

This doesn’t mean that those without such technology shouldn’t make a claim, as our solicitors will assess all aspects of the claim to investigate how the accident occurred.

Is There Anything I Need to Do?

When recovering from an accident that wasn’t your fault, there can be a lot to worry about. As soon as you can, get in touch with us and one of our personal injury claims specialists will ensure that they get as much information from you as possible in order to assess the strength of your claim for damages.

Our lawyers work on a No Win No Fee basis, meaning that if your case is unsuccessful, you won’t have to pay anything – so you have nothing to lose!

If you’ve recently been in a non-fault accident and you are looking to recover any losses and ensure that your claim is dealt with promptly, contact us today to discuss your incident in more detail and see how we can help you.

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